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Do You Need Moving Insurance? Moving can be a stressful experience, and the last thing you want is for something to go wrong with your belongings.

Moving can be a stressful experience, and the last thing you want is for something to go wrong with your belongings. That's where moving insurance comes in. In this blog post, we'll discuss what moving insurance is, whether you need it, and what it covers.


What is Moving Insurance?

Moving insurance is a type of insurance that protects your belongings during a move. It typically covers damage or loss of your belongings that occur during the move, whether it's due to accidents, theft, or other unforeseen events.


Types of Moving Insurance

There are two main types of moving insurance:

  1. Released Value Protection: This is the most basic type of moving insurance and is required by law. It provides coverage of 60 cents per pound per item, which means that if your 10-pound television is damaged during the move, you'll only be reimbursed for $6.

  1. Full Value Protection: This type of insurance provides more comprehensive coverage. It covers the full value of your belongings, and if something is lost, damaged, or destroyed during the move, the moving company is required to either repair or replace the item or provide you with the full value of the item.


Do You Need Moving Insurance?

Whether or not you need moving insurance depends on your individual circumstances. If you're moving valuable items, such as antiques, artwork, or electronics, you may want to consider getting full value protection. If you're moving a lot of items or items that are difficult to replace, it may also be worth investing in moving insurance.


What Does Moving Insurance Cover?

The coverage provided by moving insurance can vary depending on the type of policy you choose. Generally, moving insurance covers damage or loss of your belongings during the move, including:

  • Damage caused by the moving company

  • Damage caused by a third party, such as a car accident

  • Theft of your belongings during the move


However, there are some things that moving insurance typically doesn't cover, such as:

  • Items that were packed by the owner and not the moving company

  • Items that were damaged due to poor packing by the owner

  • Damage caused by natural disasters or acts of God, such as floods or earthquakes



Moving insurance is an important consideration for anyone who is planning a move. While it's not required by law, it can provide peace of mind and protect your belongings in case something goes wrong during the move. Make sure you understand the different types of moving insurance available and what they cover before you make a decision about whether or not to invest in it. With the right insurance policy in place, you can feel confident that your belongings are protected during your move.


Premier Designs & Moving specializes in moving services, art installation, and packing and organization. For the past 5 years, Premier Designs & Moving have been securing your valuables and moving them with ease, handling your objects with care, and packing and unpacking your assets so you can focus on the more important aspects of moving. All our packing services are designed to make your move efficient and streamlined. We’re not just any residential moving service, we pride ourselves on providing you with the service you expect from our name. For the best home movers in Dallas, TX, call Premier Designs & Moving at (469) 859-5454.

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